Health Insurance Providers In Florida

Welcome To E Policy Review: Your Ultimate Guide To Health Insurance Providers In Florida

In the world of insurance, navigating the sea of options and understanding the fine print can be daunting. When it comes to health insurance, particularly in the vibrant state of Florida, you deserve a partner who can guide you towards the best choices tailored to your needs. Enter E Policy Review, your dedicated health insurance providers in Florida.

Why Choose Florida Health Insurance Through E Policy Review?

In-Depth Expertise: We pride ourselves on our profound knowledge of health insurance providers in Florida. With the diverse range of options available in the state, we ensure you understand the nuances of each policy, helping you make an informed decision.
Tailored Solutions: Every individual, family, or business has unique needs. Whether you’re looking for broad coverage, a high-deductible plan, or something in between, our team matches you with the perfect plan.
Trustworthy Recommendations: With no affiliations to any specific provider, our loyalty lies solely with you. Our objective is to provide unbiased advice, presenting only the best health insurance options that Florida has to offer.

More Than Just Health Insurance: E Policy Review’s Diverse Portfolio

Our expertise isn’t limited to health insurance. At E Policy Review, we understand that the modern individual or business requires a comprehensive suite of insurance solutions. Here’s a quick overview of our offerings:

Employee Benefits

As businesses grow and evolve, so do the needs of their employees. Our employee benefits solutions aim to enhance the well-being of your workforce, ensuring they remain motivated, loyal, and productive. We’ll help you structure and manage robust benefits packages that are both comprehensive and cost-effective.

Disability Insurance

In the face of unforeseen events, it’s imperative to have a safety net. Disability insurance provides a financial cushion, ensuring that you and your family can maintain a stable lifestyle even if you’re unable to work due to an illness or injury. We’ll guide you to the right disability coverage, ensuring peace of mind.

Life Insurance

The foundation of a secure financial future lies in robust life insurance. Whether you’re looking for term life, whole life, or a blend of various policies, we’ll assist you in understanding and selecting the perfect coverage, ensuring that your loved ones remain protected.

Individual Health Insurance

Health insurance isn’t just for the employed or those provided by an employer. If you’re a freelancer, self-employed, or simply looking for personal coverage, we offer individual health insurance plans tailored to your needs, ensuring you’re always covered.


Planning for retirement? Annuities offer a reliable income stream, ensuring that your golden years are as comfortable as possible. With various options like fixed, variable, or indexed annuities, our team will guide you through the process, helping secure your financial future.

Long Term Care Insurance

As we age, the possibility of needing long-term care services, like assisted living or home care, increases. Long Term Care Insurance protects you from the soaring costs associated with these services, ensuring that you receive the best care without compromising on quality or draining your savings.

The E Policy Review Promise

We believe that insurance should empower and provide peace of mind, not confound and confuse. At E Policy Review, we’re committed to:

Transparency: No hidden fees. No unexpected surprises. Just clear, honest, and direct communication.
Personal Touch: We’re more than just an insurance broker. We’re partners in your journey, always a phone call away.
Continued Excellence: Our dedication to your needs doesn’t stop after you’ve chosen a policy. We’re here to provide ongoing support, ensuring that your coverage remains relevant and beneficial.

Featured Carriers

Find For the Best Health Insurance Providers in Florida

You’ve taken the first step by visiting us. Now, let’s journey together towards securing your future. Contact our team at E Policy Review and experience the difference of working with a broker who genuinely cares.

In September 2022, Medicare enrollment in Florida was 4,898,260, about 22% of the state’s population, compared to 19% nationally. Eligibility is at age 65 or due to disability. Around 10% of Florida’s beneficiaries are disabled, while 90% are 65+.
Medicare offers options like Advantage plans from private insurers or Original Medicare from the government, with coverage including hospital stays (Part A) and outpatient care (Part B). Medicare Advantage combines coverage with extras like dental and vision.
Enrollment periods include a fall window (Oct 15 – Dec 7) and an open enrollment period (Jan 1 – Mar 31) for changes. In fall 2022, over 53% of Florida’s Medicare beneficiaries chose private plans, mostly Medicare Advantage. Florida has a notable 46% nationwide enrollment in Advantage, led by Humana with 31% market share in 2022. (See Table Below)
Medigap Plans in Florida Medigap plans supplement Original Medicare, covering out-of-pocket costs like coinsurance and deductibles. The Florida Office of Insurance Regulation (FLOIR) offers a user-friendly website for comparing Medigap plan premiums by county. In 2020, around 913,759 Florida Medicare beneficiaries had Medigap coverage, though this number had decreased from the previous year due to the rise of Medicare Advantage enrollment.
Medigap Coverage in Florida for Those Under 65 Federal rules standardized Medigap plans and provide a six-month guaranteed-issue window for those turning 65 and enrolling in Original Medicare. Florida allows a similar window for residents under 65, starting from Medicare Part B enrollment. While premiums are higher for those under 65, they can switch to lower-cost plans at age 65.
Medicare Part D in Florida Original Medicare lacks prescription drug coverage, but beneficiaries can get it through Medicare Advantage, employer plans, or stand-alone Medicare Part D plans.
As of September 2022, about 1.4 million Floridians were in stand-alone Part D plans, and nearly 2.5 million had Part D integrated with Advantage plans. Stand-alone Part D enrollment dropped as Advantage plan enrollment rose.
2023 Part D Plans in Florida There are 23 stand-alone Part D plans in Florida for 2023, with premiums ranging from $8 to $170 per month. Enrollment occurs during the fall window (October 15 – December 7), also used for Medicare Advantage plans.

for any enquiry feel free to contact us

Featured Carriers

frequently asked questions

The Florida Health Insurance Marketplace, also known as the Health Insurance Exchange, is an online platform where residents of Florida can shop for and purchase health insurance plans. It was established as part of the Affordable Care Act (ACA) to provide individuals and families with access to affordable health coverage.
The Open Enrollment period typically runs from November 1st to December 15th. During this time, you can enroll in a new health insurance plan, renew your existing plan, or make changes to your coverage. It’s important to enroll during this period to ensure your coverage starts on January 1st of the following year.
You may qualify for a Special Enrollment Period (SEP) if you experience certain life events such as getting married, having a child, losing other health coverage, moving to a new area, or experiencing other qualifying circumstances. SEPs allow you to enroll in or change your plan outside of the standard Open Enrollment period.
The Florida Marketplace offers different levels of health insurance plans: Bronze, Silver, Gold, and Platinum. These plans vary in terms of cost-sharing and coverage. Bronze plans have lower premiums but higher out-of-pocket costs, while Platinum plans have higher premiums but lower out-of-pocket costs.
Yes, financial assistance in the form of Premium Tax Credits and Cost-Sharing Reductions is available for eligible individuals and families. These subsidies can help reduce monthly premium costs and lower out-of-pocket expenses like deductibles and copays.
You can use the Florida Marketplace’s online tools to calculate your eligibility for financial assistance. The calculation takes into account factors such as your household size, income, and location.
Medicaid is a government health insurance program for low-income individuals and families. As of my last update in September 2021, Florida had not expanded Medicaid under the ACA. However, policies and regulations can change, so it’s recommended to check for the most up-to-date information.
You can apply for health insurance through the Florida Marketplace by visiting the official website ( during the Open Enrollment period or a Special Enrollment Period. The website guides you through the application process and helps you find the best plan for your needs.
Yes, the Florida Marketplace has certified enrollment counselors, navigators, and agents/brokers who can provide in-person assistance. They can help you understand your options, complete your application, and select the right plan.
If you miss the Open Enrollment period and don’t qualify for a Special Enrollment Period, you may have to wait until the next Open Enrollment period to apply for coverage. In the meantime, you might consider short-term health insurance or other options to bridge the gap.

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