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We invite you to book an appointment now or contact us to review coverage options for your insurance needs!

Home Insurance

Getting home insurance can be confusing and daunting endeavor. Especially in the state of Florida.

Flood Insurance

Definition of a Flood- A general & temporary condition of partial or complete inundation of two or more acres of normally dry land area.

Auto insurance

Florida law requires that all drivers must carry certain amounts of car insurance coverage.

Life Insurance

A contractual financial arrangement designed to provide financial security to beneficiaries in the event of the insured individual’s demise.

Individual Health Insurance

Represents a category of health insurance plans accessible to individuals through the Health Insurance Marketplace.

Long Term Care Insurance

LTCI is a specialized form of health coverage designed to cover services not usually included in standard plans.

Annuities

Insurance contracts issued by financial institutions that promise to pay out the invested funds as a future fixed income stream.

Disability Insurance

Disability insurance offers income protection to those unable to work due to qualifying injuries or illnesses.

Employee Benefits

An employee benefits insurance plan is a kind of insurance plan which is offered by an employer to its employees.

About Us

E-policy review is an independently owned and locally operated insurance agency since 2001

We help people across Florida find affordable and reliable insurance products from a variety of trusted carriers. As a Florida Insurance broker, we can help you find the perfect combination of coverage and price to fit your unique needs.

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Employee Benefits

Group Life Insurance

Group life insurance, often part of employment benefits, offers coverage for workers through employers or associations. It's affordable and can cover various costs, although coverage may be limited.

Group Dental Insurance

Employer-sponsored dental insurance helps cover dental care costs, encouraging preventive care and making dental services more affordable.

Vision Insurance

Vision insurance covers eye care expenses, from regular checkups to eyewear and procedures. It promotes healthy eyesight and can save on costs.

Voluntary Benefits

Voluntary benefits are additional options employees can choose beyond standard offerings. They offer flexibility, gap coverage, and affordability, attracting and retaining top talent.

Disability Insurance

Disability insurance offers income protection to those unable to work due to qualifying injuries or illnesses. This coverage provides monthly benefits to manage financial obligations, including debt and living expenses, for a specified duration or until retirement age.

Life Insurance

Life insurance is a contractual financial arrangement designed to provide a measure of financial security to one’s beneficiaries in the event of the insured individual’s demise. Policyholders make periodic payments, known as premiums, to an insurance company. In return, upon the insured’s death, the insurance company disburses a predetermined sum, referred to as a death benefit or payout, to the designated beneficiaries.

This financial resource can be utilized to address various postmortem obligations, including funeral expenses, outstanding debts, and ongoing financial sustenance for dependents. In essence, life insurance functions as a safeguard, ensuring the financial welfare of loved ones in the unfortunate event of the policyholder’s passing.

Individual Health Insurance

Public Marketplace insurance, also referred to as Affordable Care Act (ACA) or Obamacare insurance, represents a category of health insurance plans accessible to individuals through the Health Insurance Marketplace. These plans, though provided by private insurance companies, are obligated to adhere to specific government-set criteria and can potentially qualify for subsidies based on income.

Annuity

Annuities are insurance contracts issued by financial institutions that promise to pay out the invested funds as a future fixed income stream. Annuities are purchased or invested in by investors using monthly payments or lump sum payments . The holding institution will issue a future stream of payments for a specific period of time, or for the rest of the annuitant’s life. Annuities can be used to help people with retirement and reduce the risk that they will outlive their savings.

Long Term Care Insurance

Long-term care insurance is a specialized form of health coverage designed to cover services not usually included in standard plans. Such assistance includes daily activities like bathing, dressing and mobility for individuals with chronic medical conditions or disabilities like Alzheimer’s. Long-term care policies help offset costs associated with such care which may be significant.

Executive Benefits

Split Dollar

A Split Dollar Plan is an innovative financial arrangement commonly employed by businesses to provide life insurance protection for key employees or executives while building cash value.

Individual Disability

Individual Disability Plans (IDPs) provide individuals with crucial protection in case of sudden health challenges. While traditional insurance policies cover medical expenses.

Permanent Life

Permanent Life Plans, also referred to as Whole Life Insurance policies, offer individuals comprehensive and long-term coverage and benefits.

Term Life

Financial planning has changed rapidly over time, and term life insurance plans are an invaluable asset in protecting our futures. Commonly known as "term life plans".

Your Trusted Florida Insurance Broker

As a professional insurance broker, we act as an intermediary between individuals or businesses seeking insurance coverage and insurance companies that provide policies. Our primary role as Florida insurance broker is to help clients find the most suitable insurance policies for their needs by assessing their risks and providing expert advice.

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