Annuity Agent In Florida

E Policy Review: Florida's Leading Annuity Agent In Florida

Welcome to E Policy Review, your premier destination for all your insurance needs in Florida. As your most trusted annuity agent in Florida, we are dedicated to guiding you towards a secure financial future. But our expertise doesn’t stop there. We also specialize in a broad spectrum of insurance products that ensure peace of mind for both individuals and businesses.

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Annuities – Secure Your Financial Future

Navigating the world of annuities can be challenging, but with an annuity agent in Florida from E Policy Review by your side, you’re never alone. Whether you’re interested in immediate or deferred annuities, fixed or variable options, we offer tailored solutions to fit your unique financial goals and needs. In a world of uncertainty, we help ensure your money works for you, offering steady income streams and safeguarding your retirement dreams.

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Employee Benefits – Empower Your Workforce

A motivated workforce is the backbone of any successful business. E Policy Review assists businesses in crafting robust employee benefits packages. From health insurance to retirement plans, we provide a range of options that not only attract top talent but also retain them. Let us be the bridge that connects your business objectives with the aspirations of your employees.

Disability Insurance – Protecting Your Livelihood

Unexpected illnesses or injuries can be a significant financial strain. With E Policy Review’s comprehensive disability insurance solutions, you can ensure a steady income stream even when life throws a curveball. Our policies ensure that even when faced with challenging circumstances, your lifestyle remains uninterrupted.

Life Insurance – Leaving a Legacy

Life is unpredictable, but your family’s financial well-being shouldn’t be. Our life insurance services offer a protective blanket, ensuring your loved ones remain financially stable even in your absence. From term life to whole life policies, our experts will guide you towards the best fit for your family’s needs, helping you craft a legacy of love and care.

Individual Health Insurance – Your Health, Our Priority

With the dynamic healthcare landscape in Florida, having the right health insurance coverage is paramount. At E Policy Review, we understand that everyone has unique health needs. Our individual health insurance plans are tailored to offer comprehensive coverage, ensuring you get the best medical care without undue financial burden.

Long Term Care Insurance – Planning for Tomorrow

As we age, the need for extended medical or assisted living care becomes more likely. Long Term Care Insurance helps cover these costs, ensuring you receive quality care without depleting your savings. E Policy Review’s experts will guide you through this essential planning, securing a comfortable and dignified future for you.

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Why Choose an annuity agent in Florida from E Policy Review?

Expertise: With years of experience, our team possesses deep knowledge of the insurance landscape in Florida, ensuring you always receive the best guidance.
Tailored Solutions: Every individual and business is unique. We take the time to understand your specific needs and craft insurance solutions tailored just for you.
Trust: Our clients are at the heart of everything we do. As your insurance partner, we are committed to maintaining the highest standards of integrity and professionalism.
Comprehensive Offerings: From annuities to health insurance, our vast array of services ensures that you always find the right insurance product under one roof.
Whether you’re looking to secure your retirement with annuities, safeguard your family’s future with life insurance, or empower your employees with the best benefits, E Policy Review is your go-to destination. Our commitment to excellence, tailored solutions, and unwavering client focus positions us as the leading insurance broker in Florida.
Reach out to us today and let E Policy Review be the guiding light with one of the best annuity agent in Florida on your journey to financial security and peace of mind.

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65 & Up Health Insurance

In September 2022, Medicare enrollment in Florida was 4,898,260, about 22% of the state’s population, compared to 19% nationally. Eligibility is at age 65 or due to disability. Around 10% of Florida’s beneficiaries are disabled, while 90% are 65+.
Medicare offers options like Advantage plans from private insurers or Original Medicare from the government, with coverage including hospital stays (Part A) and outpatient care (Part B). Medicare Advantage combines coverage with extras like dental and vision.
Enrollment periods include a fall window (Oct 15 – Dec 7) and an open enrollment period (Jan 1 – Mar 31) for changes. In fall 2022, over 53% of Florida’s Medicare beneficiaries chose private plans, mostly Medicare Advantage. Florida has a notable 46% nationwide enrollment in Advantage, led by Humana with 31% market share in 2022. (See Table Below)
Medigap Plans in Florida Medigap plans supplement Original Medicare, covering out-of-pocket costs like coinsurance and deductibles. The Florida Office of Insurance Regulation (FLOIR) offers a user-friendly website for comparing Medigap plan premiums by county. In 2020, around 913,759 Florida Medicare beneficiaries had Medigap coverage, though this number had decreased from the previous year due to the rise of Medicare Advantage enrollment.
Medigap Coverage in Florida for Those Under 65 Federal rules standardized Medigap plans and provide a six-month guaranteed-issue window for those turning 65 and enrolling in Original Medicare. Florida allows a similar window for residents under 65, starting from Medicare Part B enrollment. While premiums are higher for those under 65, they can switch to lower-cost plans at age 65.
Medicare Part D in Florida Original Medicare lacks prescription drug coverage, but beneficiaries can get it through Medicare Advantage, employer plans, or stand-alone Medicare Part D plans.
As of September 2022, about 1.4 million Floridians were in stand-alone Part D plans, and nearly 2.5 million had Part D integrated with Advantage plans. Stand-alone Part D enrollment dropped as Advantage plan enrollment rose.
2023 Part D Plans in Florida There are 23 stand-alone Part D plans in Florida for 2023, with premiums ranging from $8 to $170 per month. Enrollment occurs during the fall window (October 15 – December 7), also used for Medicare Advantage plans.

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frequently asked questions

The Florida Health Insurance Marketplace, also known as the Health Insurance Exchange, is an online platform where residents of Florida can shop for and purchase health insurance plans. It was established as part of the Affordable Care Act (ACA) to provide individuals and families with access to affordable health coverage.
The Open Enrollment period typically runs from November 1st to December 15th. During this time, you can enroll in a new health insurance plan, renew your existing plan, or make changes to your coverage. It’s important to enroll during this period to ensure your coverage starts on January 1st of the following year.
You may qualify for a Special Enrollment Period (SEP) if you experience certain life events such as getting married, having a child, losing other health coverage, moving to a new area, or experiencing other qualifying circumstances. SEPs allow you to enroll in or change your plan outside of the standard Open Enrollment period.
The Florida Marketplace offers different levels of health insurance plans: Bronze, Silver, Gold, and Platinum. These plans vary in terms of cost-sharing and coverage. Bronze plans have lower premiums but higher out-of-pocket costs, while Platinum plans have higher premiums but lower out-of-pocket costs.
Yes, financial assistance in the form of Premium Tax Credits and Cost-Sharing Reductions is available for eligible individuals and families. These subsidies can help reduce monthly premium costs and lower out-of-pocket expenses like deductibles and copays.
You can use the Florida Marketplace’s online tools to calculate your eligibility for financial assistance. The calculation takes into account factors such as your household size, income, and location.
Medicaid is a government health insurance program for low-income individuals and families. As of my last update in September 2021, Florida had not expanded Medicaid under the ACA. However, policies and regulations can change, so it’s recommended to check for the most up-to-date information.
You can apply for health insurance through the Florida Marketplace by visiting the official website (HealthCare.gov) during the Open Enrollment period or a Special Enrollment Period. The website guides you through the application process and helps you find the best plan for your needs.
Yes, the Florida Marketplace has certified enrollment counselors, navigators, and agents/brokers who can provide in-person assistance. They can help you understand your options, complete your application, and select the right plan.
If you miss the Open Enrollment period and don’t qualify for a Special Enrollment Period, you may have to wait until the next Open Enrollment period to apply for coverage. In the meantime, you might consider short-term health insurance or other options to bridge the gap.

our client testimonials

I can't recommend E Policy Review enough for their exceptional life insurance and employee benefits services. As a small business owner, I was looking for a comprehensive package to offer my employees, and E Policy Review delivered beyond my expectations. Charles guided me through the entire process, helping me choose the right policies that perfectly fit our company's needs and budget.
Chad B
Chad B
The entire process was smooth and efficient, with their team providing constant support and timely updates. Doug truly cares about his clients' well-being and goes above and beyond to provide personalized solutions. Thanks to Doug and the team for getting me hooked up!
Lisa M
Lisa M
As a family looking for life insurance options and employee benefits, we were fortunate to come across E Policy Review. Their team's responsiveness and knowledge impressed us right from the start. Def make sure to reach out!
Terrance W
Terrance W

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